Flat Rate
3.61%
Minimum Salary
SAR 3000
Monthly Payment
Salary Transfer
Yes
Personal Loan
Alinma Bank - Personal Finance
Description :
Get a personal financing that meets your needs with several Shariah-compliant options, either through commodities or Murabaha stocks financing, with the possibility of obtaining financing also for qualified customers who are committed to existing financing with a deduction of less than 33.33% where personal financing can be Provided from Alinma Bank with the remaining deduction percentage.
Summery:
حقق أهدافك المالية بسهولة مع تمويل شخصي مرن
Fees & Costs:
• Administrative fees: equivalent to 1% of the financed amount, with a maximum limit of SAR 5,000.
Eligibility:
• Salary transfer to Alinma Bank.
• Minimum age of 18 is required for Saudis.
• Minimum age of 21 is required for expats.
• Maximum age of 75 years for retirees.
• Minimum net salary starts from SAR 3,000, depending on the sector.
Features:
• Special offers on profit margins, APR 3.61%. The offers are valid from
March 6 to April 5, 2025.
• Choose from shares approved by the Alinma Shariah Board.
• Get personal financing up to SAR 7.5 million.
• Enjoy a repayment period of up to 60 months.
• Available for both Saudis and expatriates.
•
Fully
Sharia-compliant.
Alinma Bank - Personal Refinance
Flat Rate
Minimum Salary
SAR 3000
Monthly Payment
Salary Transfer
No
Description :
Benefit from Sharia-compliant personal refinancing, designed to help you secure new financing with ease after settling your previous financing. You can apply for personal refinancing once you have completed 12 months of installment payments on your existing personal financing or paid off 20% of the total financing amount—providing you with greater financial flexibility to meet your needs and achieve your aspirations.
Summery:
Renew Your Financing with Greater Flexibility
Fees & Costs:
• Administrative fees: equivalent to 1% of the financed amount, with a maximum limit of SAR 5,000.
Eligibility:
• Minimum age of 18 is required for Saudis.
• Minimum age of 21 is required for expats.
• Maximum age of 75 years for retirees.
• Minimum net salary starts from SAR 3,000, depending on the sector.
• Available to employee of an approved entities by Alinma Bank.
• Can be utilized 12 months after approval of personal financing or after repaying 20% of the financed amount.
Features:
• Fully Sharia-compliant.
• Benefit from a competitive profit margin.
• Greater flexibility and convenience.
• Available to both Saudis and expatriates.
•
Flexible repayment terms designed to meet your needs.
Alinma Bank - Buyout (Debt Repayment Product)
Flat Rate
3.61%
Minimum Salary
SAR 3000
Monthly Payment
Salary Transfer
No
Description :
Easily consolidate your financial commitments with alinma’s Personal Finance Buyout. Transfer your existing personal financing from local banks and combine it into a single installment with a competitive profit margin, giving you greater financial flexibility and simplified financial planning.
Summery:
Simplify Your Finances with a Single Payment
Eligibility:
• Available for Saudi customers only
• Minimum age of 18 is required
• Maximum age of 75 years for retirees is required
• Minimum net salary starts from SAR 3,000, depending on the sector
• Available only for employees of Alinma approved entities
Features:
• Special offers on profit margins, APR
3.61%. The offers are valid from March 6 to April 5, 2025.
• Enjoy a repayment period of up to 60
months.
• Get personal financing up to SAR 7.5
million.
• Fully Sharia-compliant.
Alinma Bank - Personal Finance without Salary Transfer
Flat Rate
14.13%
Minimum Salary
SAR 6,000
Monthly Payment
Salary Transfer
No
Description :
Get Sharia-compliant personal financing without the need for a salary transfer, offering you the flexibility to manage your financial commitments with ease. Benefit from a competitive profit margin that supports your financial planning and provides greater control over your finances.
Summery:
Personal Financing Without Salary Transfer to Meet Your Needs
Eligibility:
• Available for Saudi clients only.
• Minimum age: 18 years.
• Minimum net salary SAR 6,000, depending on sector classification.
• Available for the employees of approved entities.
• Administrative fees equal 1% of the finance amount (maximum SAR 5,000).
Features:
- Fully Sharia’h-compliant.
- Repayment period of up to 60 months.
- Available to Saudi customers only.
- The minimum age requirement is 18 years.
- Minimum net salary starts at SAR 6,000
depending on the sector classification.
- Available to employees of Alinma-approved
entities.
- Administrative fees are 1% of the financed
amount, with a maximum limit of SAR 5,000.
- Profit margin starting from 8% APR, with
an annual percentage rate of 14.13%.
Alinma Bank - Buyout without Salary Transfer
Flat Rate
%14,13
Minimum Salary
Monthly Payment
Salary Transfer
No
Description :
Simplify your financial commitments with alinma’s Personal Finance Buyout, allowing you to transfer your existing personal financing from local banks without requiring a salary transfer. Enjoy a competitive profit margin that provides greater flexibility and ease in managing your financial obligations.
Summery:
Settle Your Debt Without Salary Transfer
Eligibility:
• Available for Saudi clients only.
• Minimum age: 18 years.
• Minimum net salary SAR 6,000, depending on sector classification.
• Available for the employees of approved entities.
• Administrative fees equal 1% of the finance amount (maximum SAR 5,000).
Features:
- Fully Shariah-compliant.
- Repayment period of up to 60 months.
- Available to Saudi customers only.
- The minimum age requirement is 18 years.
- Available to employees of Alinma-approved
entities.
- Administrative fees are 1% of the financed
amount, with a maximum limit of SAR 5,000.
- Profit margin starting from 8% APR, with
an annual percentage rate of 14.13%.
Alinma Bank - Personal Financing for Self Employed Professionals
Flat Rate
13.69%
Minimum Salary
SAR 12,000
Monthly Payment
Salary Transfer
Yes
Description :
Get Sharia-compliant personal financing designed exclusively for certified professionals, including doctors, healthcare practitioners, lawyers, engineers, and accountants—empowering you to achieve your professional and personal goals with ease.
Summery:
Flexible Personal Financing for Certified Professionals
Features:
• Get personal financing for up to 48 months.
• Available for both approved and non-approved entities, with salary transfer required.
• Fully Sharia-compliant.
• No sponsorship required.